Commercial Real Estate Lending, Simplified
Apply for a loan and get a decision quickly with no obligation.
The Fastest Way To Close
Rapid execution will give you the competitive advantage in time-sensitive situations
Lending Criteria
These are our key lending requirements we consider when evaluating loan applications. They are designed to help you understand what we offer, where we lend, and how you can qualify for financing.
We provide critical capital for urgent CRE transactions, with loan sizes starting at $1M and extending up to $10M to cover your immediate financing needs.
From multifamily to retail properties, warehouse facilities and hospitality assets, we provide financing across all major CRE property types except office buildings and unentitled land.
No Owner-Occupied Properties. We focus exclusively on business-purpose CRE loans, deploying unmatched expertise in deal structures and serving the unique needs of CRE professionals.
From bridge loans and rescue capital to acquisition financing and project completion, our diverse programs solve complex CRE financing problems quickly.
We offer rapid bridge financing from 1 to 12 months for borrowers who need immediate capital to secure deals, complete projects, or exit distressed situations.
Nationwide Coverage
We provide flexible and reliable lending solutions across 38 states, and two U.S. territories, giving borrowers broad access to capital.
Capital Without Complications
This is why CRE professionals choose Spectra
While many of my communications with lending partners involve long, drawn-out emails that can stretch over multiple days, I know I can immediately pick up on the phone and call Landon with a potential deal. We can discuss the nature of any project and reach a resolution on its attractiveness as a fit almost instantaneously.
Spectra Lending played a critical role in helping our client secure $2,560,000 to refinance two Dollar General locations in New Jersey that were in default. Their expertise, speed, and professionalism made all the difference in getting the deal done.
As a repeat borrower my experience with Spectra Lending has been outstanding. Their team is knowledgeable and professional and know how to get deals done - and done quickly. Their post-closing service is just as impressive.
Complex Situations Simple Process
Industry-leading technology and decades of CRE expertise delivers fast, reliable financing solutions.
Secure financing when you need it.